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Independent Financial advisor

Client Testimonials

My company has been dealing with Julian at FRM for about 25 years. He was asked to manage my pension fund for me. This is one of the best financial decisions I have made. Due to the returns Julian obtained for me I can now retire on a much better pension than I could have dreamed of.

Alan Blount

MD/Owner of Shire Pressings Ltd

FRM have proven to be extremely valuable in securing my personal pension. I have found the quality of advice and the service provided by Julian to be of a very high standard. This gives me confidence for my future and will help me to enjoy my eventual retirement knowing my financial affairs are in safe hands.

Andrew Eardley

MD of TV App Agency Ltd

I have known Julian Pruggmayer of Financial Rick Management for the over 20 years. He has represented my company in respect of all my requirements regarding our personal and business Insurance, he has given me valuable and unbiased advice regarding me and my wife’s personal requirements and he has been responsible for setting up our employee pension scheme .

I have found him to be honest with his advice and we have been very happy with the results. We will continue to be associated with Financial Risk Management and would like to thank him for his services and advise.

Colin Brayne

Managing Director of Interlink Supplies ltd.

Julian Pruggmayer and Financial Risk Management have been providing us with good financial advice – both for pensions and life insurance and have protected our interests above his own throughout our relationship.

Jay Benson

MD of B J Plastics Wolverhampton Ltd

I’ve known Julian for many years, and find his finantial understanding impressive, but not as impressive as the dogged determination to keep working at the large finantial companies to get fair and resonable outcomes which they would rather hide from. If you have been mis­sold or advised, then Julian is your man to stand your corner.

Lawrie Elwell

MD of Product Sourcing Services Ltd

Julian Pruggmayer has worked with the directors and shareholders of Ceenorm for almost 20 years providing advice on pension investments, SASS, SIPPS, Life insurance, Group pensions and Bond investments. Julian gives unbiased advice, quick response me, points you in the right direction without being overbearing.

He understands our business needs and gives sound advice to our employees on pensions and life insurance.

We would not hesitate in recommending Financial Risk Management to any other business owners.

Tony Potts

Cee Norm UK Ltd

Julian’s advice and guidance over the past years has proven to be valuable for wealth and financial planning as his knowledge and understanding of the needs of business owners like us surpasses that of your ‘average IFA’.

David Worley

Director of Seagull Fittings Ltd